Need an appraisal in Paducah or McCracken County?

Check out the top seven reasons why KY homeowners hire Hatfield Real Estate Consulting:

  1. Pre-listing appraisals (whether you're using an agent or selling the home on your own)
  2. Challenge McCracken county's assessment of your property
  3. Remove PMI to cut their mortgage payment
  4. Reinstate your Home Equity Line of Credit (or HELOC)
  5. To review a different appraiser's report for verification
  6. In the case of a KY divorce, when property needs to be divided
  7. To determine the true market value of real estate in question to settle an estate

Do you own a house in or near Paducah? Do you need help deciding the price of your real estate?
Contact Hatfield Real Estate Consulting.

We at Hatfield Real Estate Consulting understand the particular needs of a consumer in need of appraisal services. Our regular business clients understand the appraisal process and the standard "products" we deliver to them. But as a consumer,you can expect extra guidance and explanations through the appraisal process to more clearly understand what we do and how we report our findings.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your own home because you most likely have an emotional attachment to it. Professional appraisers, like the ones at Hatfield Real Estate Consulting, are objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your house will attract interested buyers, a professional appraisal is very important as a negotiating tool once you have a potential buyer. It's something concrete to show the buyer. An appraisal is an independent third party's opinion of your house's price -- not just you saying how much you think your house is worth. Interested buyers assume that you have an emotional attachment to your home and will be far more likely to give credibility to an expert appraiser's value report than yours.

PMI Removal Appraisals

A fashionable way to cut expenses for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your property. In most cases you can apply to your lender to have the PMI removed from your loan. Hatfield Real Estate Consulting is veterans in helping clients just like you do away with unwanted PMI insurance.

Challenging property tax assessments

Lets say you live in a local area that's going down -- your local tax assessor may have your home overvalued. That means you are most likely paying more taxes than you should. The sooner you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an appraisal report from Hatfield Real Estate Consulting is your number one weapon when contesting your property tax assessment.

HELOC recently frozen?

Your lender just may decide to automatically freeze your home equity line of credit (HELOC) if your home is in a declining area -- even if your specific property has not declined in value. This can be be unfavorable to your credit score since it may appear as though that credit line is maxed out, and also difficult from a cash flow standpoint. An efficient appraisal from Hatfield Real Estate Consulting can help you reinstate your HELOC.

We Also Provide Field and Desktop Appraisal Review Services

Do you need a professional to double-check your appraisal for preciseness, or do you need a second opinion without the expense and delay of waiting for a whole new appraisal? An appraiser from Hatfield Real Estate Consulting can go out and check the subject and comparables in question in a field review. Or, if you need it in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Hatfield Real Estate Consulting can help with that too. While usually requested by banks, you may need to exploit this service if you suspect mortgage fraud related to your house.